You don't visit a bistro and get invoiced for an entire sheep if you just ordered chops, do you? And the dairy farm will not charge you for an entire cow if you only purchase 2 liters of milk, do they? Then why are you satisfied with paying for insurance that you do not use? If you only use your vehicle once in two weeks you shouldn't be paying for an entire month's associated risk, should you?
Hollard Pay As You Drive is the answer to the ribs versus sheep and the 2 liters of milk versus the entire cow dilemma! Insurance is all about financial risk. You, the client, transfer the associate risks to an insurer when you sign up for a car insurance policy. You are in essence confessing that you won't be able to pay for a new car or pricey repairs following a crash and you're transferring the responsibility over to the insurance corporation.
This is where Hollard Pay As You Drive takes a different approach from other insurance companies! If you don't journey frequently or long distances, you are still transferring the liability from yourself to the insurance firm, but the associated responsibility is much less than with a consumer who (for instance) spends 8 hours per day on the road each day, travelling from client to client.
The reason why the Hollard Pay As You Drive insurance policy is therefore so popular, is because not all clients are treated equally. All things considered, how is it fair that the person who only uses his/her car from time to time have to pay the same premiums as the frequent traveler? Isn't it obvious that the frequent traveler is a much higher liability to the insurance company?
The insurance industry is an extremely cut-throat industry and consumers are being sugarcoated with pledges of cash back bonuses and other value added services. It's very important to do a thorough comparison of costs versus benefits and making an educated decision. Fair enough, there is absolutely nothing wrong with being rewarded for devoted support, but just ensure that you won't be better off paying for your chops and milk without all the added extras!
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