Almost everything in life can be covered by insurance! I once read that when price can be allocated to something, that "something" might be insured!
We insure our vehicles against thievery, damages, bad weather, fire and crashes. Our residences are protected against brake-ins, water damage and mold, fire damage and structural deterioration. We obtain cover on our own lives for when we're not capable to work anymore or to look after our family members when we're no longer there. In addition there are healthcare policies that will handle our medication charges, dentist costs and even hospital visits. In the event that we are our own bosses and we have our own office buildings we could obtain business insurance coverage to cover us in the event that practically anything goes wrong. We can even take out insurance for our domestic pets by means of a furry friend healthcare aid!
Have you ever stopped to consider just how much fun life could be if insurance companies were really able to offer insurance on EVERYTHING? I would like to suggest the following insurance coverage:
The "I am getting fat policy" - Many of us all gain a couple of unwanted kilograms at some stage or another. There is always a reason to have a good time, from anniversaries and weddings to birthday celebrations, christenings, housewarmings and the extremely popular "hey, it's Wednesday" parties! Through leading such jolly lifestyles we unfortunately have a tendency to expand horizontally in due course! For that reason I'd like to be able to put in an insurance claim against my fat! This claim will be able to cover the trolley load full of fresh fruit and veggies I need for my new diet regime, the stylish new clothes the moment I am back to my ideal weight. and naturally a number of expensive slimming and cellulite remedies at a fat loss clinic!
Next, there could be the "I don't feel like going to work policy" - Why don't we be frank, we all have days when we just really do not feel like getting up and sitting in traffic to go to the office. This policy should be very extensive as it will not only need to cover the temporary employee who'll be able to do my work at short notice, but also the full body massage therapy and mud bath that I will just have to spoil myself with at an elegant health spa - this is certainly off course part of the de-stressing method to get me back to work and is really to my boss's advantage. Insurance companies, please take note, this policy must be obtained out by companies, not staff!
And finally, there will be the "I told you not to do that" policy - This particular policy includes a baseball bat and an ice pack. The very next time someone pulls in front of you on a road, speaks on their mobile phones in the movie theater or smoke cigarettes in a non-smoking area you may give him/her a big whack using the baseball bat, hand them the ice pack and phone your insurance company to straighten out the rest of their medical bills.
Don't you think life will be much more fun that way? But yikes, just imagine how high our month to month payments would be...
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